You're facing Garnishments or foreclosure.
Your Phone Won't Stop Ringing.
THERE'S A WAY OUT.
Kansas and Missouri bankruptcy attorney helping everyday people stop the stress and get a fresh start.
You Work Hard. The Debt Doesn't Care.
Here are some common stress points everyday people face.
Wage Garnishment: They can take money straight from your paycheck — before you ever see it. We can stop that.
Sued by a Creditor: A lawsuit means a judgment. A judgment means garnishment or frozen accounts. Don't ignore it.
Facing Foreclosure: Missing mortgage payments and getting letters from your lender. Chapter 13 can stop foreclosure and give you time to catch up.
IMAGINE WAKING UP TOMORROW
WITHOUT THE WEIGHT.
No more calls from collectors. No more dread when you see your pay stub. No more lying awake wondering how you're going to keep the lights on and the house.
Just a clear path forward. Your full paycheck. Your home. Your peace of mind.
That's not a fantasy. That's what a fresh start actually looks like — and it's closer than you think.
SEE WHAT You CAN DO FOR YOUR FUTURE
START LIVING LIFE WITHOUT THE STRESS
TAKING ACTION
Wake up without dreading your phone
Keep your full paycheck every payday
Stop foreclosures
Stop carrying debt that is weighing your down
Have a real plan for your financial future — not just survival mode
Move forward knowing your family is protected
WithOUT TAKING ACTION
Garnishments continue — less money for groceries, rent, your kids
Foreclosures lead to sheriff's sale and housing insecurity
Debt keeps growing while you keep treading water
The stress stays — affecting your health, your relationships, your sleep
Fear of what tomorrow will bring
Another year goes by the same way this one did
One Conversation Can Change Everything
Chapter 7 Bankruptcy
Wipes out credit card and medical debt. Most people are done in 3-4 months.
Fast and effective relief
Stops garnishments and collections
Breathe and move forward
Chapter 13 Bankruptcy
Stop garnishments, foreclosures, calls, and collection cases fast. You keep your car, your home, and other property. Catchup on mortgages and car loans.
Structured relief
Stops garnishments and collections
Stop foreclosure and catch up on missed mortgage payments under court protection.
Stop Wage Garnishment Now
Once we file, garnishment stops. Creditors are no longer in control.
Automatic stay protects your wages and bank accounts
Goes into effect moment case filed with court
Debt You Can't Pay Is Not a Moral Failure
It's a math problem. Bankruptcy is a legal tool — the same one corporations, hospitals, and everyday people use every day.
Life Happens
You do not need to suffer from stress, work two jobs, and miss out on life
The relief is there - you deserve it
Experienced Lawyer Dedicated to
Protecting Your PEACE OF MIND
I'm Cassie (KC) Pfannenstiel, a Kansas and Missouri bankruptcy attorney. I'm not here to judge how you got here. I'm here to help you get out. Most people leave our first conversation with a clear plan and a lot less anxiety than when they came in.
Your first step is easy - book a complimentary virtual consultation. Get your questions answered. You will leave the meeting feeling better and ready to take action.
Licensed in Kansas and Missouri | Bloom Legal Advisors | Lenexa, KS
18+ Years of Experience in Bankruptcy Law
No judgement, Just relief
Here to help you succeed
Real Success Stories, Real Results
Sally B.
"Cassie and her team are professional and listen to all questions and concerns. They have made this process easier to understand and go through."
Pamela J.
"Bloom Legal Advisors is wonderful at keeping you informed, every step of the way. Cassie is perfect with me no matter how many questions I may have. If she doesn't have it right away, she will by the next day, she does not keep you waiting. I have been provided her expertise for 1 1/2 to 2 years now, and love how cheerful yet business minded she is and would suggest to others that Cassie will be there for you, should you need a lawyer."
Kristie R.
"Very friendly, knowledgeable, kind. The process was very easy. Cassie made this very easy to understand & helped me weigh all options. Replied very quickly when I needed her muscle and/or reassurance!
I honestly don’t have enough good things to say! THANK YOU ALL SO MUCH!"
Jon C.
"No unexpected surprises, I am completely satisfied with the handling and outcome. Would recommend."
D.M.
"Knowledgeable, responsive, and kind. Would highly recommend!"
Jayche L.
"Cassie has always made me feel like I was important and not just a file or number. Thank you for walking me through my legal issues."
Let’s Turn THINGS AROUND.
Schedule Your virtual Consultation Today
1. Schedule Your Consultation
45 minutes, virtual, no pressure.
2. We review your situation
You'll know exactly what your options are before you leave.
3. You start to get your life back
Debt eliminated, garnishment stopped, fresh start begins.
That’s the power of TAKING ACTION.
HERE'S WHAT YOU GET
Book a Free 45-Minute Virtual Consultation
You show up and we have an honest conversation.
In your consultation you will:
Find out exactly whether bankruptcy is right for your situation
Learn whether Chapter 7 or Chapter 13 is the better path
Understand what happens to your home, car, and paycheck
Get a clear picture of cost and timeline before you commit to anything
Leave with a plan — not more questions
What we ask from you: Your name, phone, and, email and some basic information. That's it to get started.
No obligation. No pressure. No judgment. Just real answers from a real attorney who has helped hundreds of Kansas and Missouri families get their lives back.
Frequently Asked Questions
How fast does wage garnishment stop?
The automatic stay kicks in the moment we file your case with the court. Garnishments stop immediately.
Can bankruptcy stop a foreclosure?
Yes. The moment we file, an automatic stay goes into effect. That legally stops the foreclosure process. Chapter 13 in particular lets you catch up on missed payments over time while keeping your home. It is important to file your bankruptcy case BEFORE the sheriff sale.
Will bankruptcy ruin my credit forever?
Your credit is likely already hurting from missed payments, collections, and large balances. Bankruptcy will give you a reset point. You will start rebuilding.
Do I make too much to file?
Chapter 7 has income limits, if your income is too high we will discuss the benefits of a Chapter 13.
How much does it cost?
We'll talk through fees during the consultation. Filing fees are set by the court. We'll make sure the numbers make sense before you commit to anything.
Need a Hand With Your IP Practice?
We’re Here to Help.
From docket management to client communications, we provide specialized virtual support so you can focus on prot4cting ideas and innovations.
Ready to Stop the Stress?
One free virtual meeting. Real answers. No judgment.